Lock it in? The pros and cons of fixed interest rates.

Lock it in? The pros and cons of fixed interest rates.

Thousands of home owners and investors are now asking themselves the same question: should I fix my interest rate? It’s not surprising considering the unpredictability of the market now. Because, whereas lenders traditionally took their cue from the Reserve Bank’s...

The 5 things you need to ask your mortgage broker

On a scale of ‘one’ (a gold coin donation) to ’100’ (the-most-money-I’ll-ever-spend-in-my-life), buying a home or investment property is, for most people, definitely hitting the tonne. And if you’re using a broker to find the loan to finance that deal, it’s not...

How to stop paying too much on your mortgage

Lots of media reports this week about the data that shows Australians have paid $48 billion more in interest costs than they needed to over the past decade. That’s a number most of us can’t even comprehend, but if you’re paying off a home, then think...

Apartment Living – a social trend?

An interesting article by Bernard Salt in The Australian – a take on the new apartment over-supply we thought Brisbane might experience. He says a societal shift is driving buyers away from the suburbs and back to the Inner City. Here is the link if you’d like to read...

The benefits of arranging a Pre-Approval

If you’re considering buying a new home or a property as an investment, then it is worthwhile discussing your home loan options with your lender or mortgage broker before you start searching for a property. This will allow you to save yourself time and frustration in...